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  • Protective Indexed Choice UL

    For customers interested in lifetime protection and cash value growth opportunities, Protective Indexed Choice UL could be the right fit. This product balances guaranteed long-term protection and the potential to build realistic cash value based on the positive performance of the S&P 500® Index.

    In addition, customers can maximize policy flexibility with optional coverage they can use while they’re living, like the ExtendCare℠ chronic illness rider.




  • Life Products at a Glance

    Use this consumer-approved brochure to show customers a side-by-side comparison of each product within our portfolio of protection solutions.

  • Life Products Overview

    Review this brochure with customers to provide an overview of the life insurance products offered by Protective Life.

  • Riders and Endorsements Guide

    Provide customer with an overview of the features and product availability for the different riders and endorsements Protective Life offers.

  • The S&P 500 Index is a product of S&P Dow Jones Indices LLC, a division of S&P Global, or its affiliates ("SPDJI"), and has been licensed for use by Protective Life. Standard & Poor’s and S&P are registered trademarks of Standard and Poor’s Financial Services LLC, a division of S&P Global® (“S&P”); Dow Jones is a registered trademark of Dow Jones Trademark Holdings LLC (“Dow Jones”); and these trademarks have been licensed for use by SPDJI and sublicensed for certain purposes by Protective Life.

    Protective Indexed Choice UL (UL-27) is a flexible premium universal life insurance policy issued by Protective Life Insurance Company, Nashville, TN. Policy form numbers, product features and availability may vary by state. Consult policies for benefits, riders, limitations and exclusions. Subject to underwriting. Up to a two-year contestable and suicide period. Benefits adjusted for misstatements of age or sex. In Montana, unisex rates apply. Protective Indexed Choice UL is not a security investment and is not an investment in the market. Your insurance professional can provide you with costs and complete details about the terms, conditions, limitations or exclusions that apply to this policy.

    Policy issuance is subject to availability and qualifications. These policies have exclusions, limitations, and terms that may affect coverage, renewal, cancellation, termination, or other contractual rights and benefits. Rates quoted are subject to change and are set at the company's sole discretion. Terms and limitations apply. See individual product riders for terms, conditions and restrictions. For costs and complete details of coverage, call an Allstate agency. This life insurance information is provided for general consumer educational purposes and is not intended to provide legal, tax or investment advice. Insurance products issued by Protective Life Insurance Company located in Nashville, TN, with administrative offices at 2801 Highway 280 South, Birmingham, AL 35223. Allstate Life Ins. Co. & Allstate Assurance Co., 3075 Sanders Rd, Northbrook IL 60062; American Heritage Life Ins. Co., 1776 American Heritage Life Dr., Jacksonville FL 32224. In New York, life insurance issued through Allstate Life Insurance Company of New York, Hauppauge NY. Life insurance also offered and issued by third party companies not affiliated with Allstate. Each company is solely responsible for the financial obligations accruing under the products it issues. Product guarantees are backed by the financial strength and claims-paying ability of the issuing company. Securities offered by Personal Financial Representatives through Allstate Financial Services, LLC (LSA Securities in LA and PA). Registered Broker-Dealer. Member FINRA, SIPC. Main Office: 2920 South 84th Street, Lincoln, NE 68506. 877-525-5727. Check the background of this firm on FINRA's BrokerCheck website (